This calculator is provided as a guide to assist you with determining appropriate mortgage affordability. To discuss your qualifications in greater detail, be sure to contact your RBL Capital representative. This calculator will display a Canadian mortgage affordability value based on certain industry guidelines. Important Note: This is provided only as a guide and RBL does not make any warrantees, expressed or implied as to its accuracy. Input the appropriate data values Gross Monthly Income (Should be the combined total of all applicants) $ Current Total Monthly Debt Payments (credit cards, loans, personal credit lines, etc.) $ Estimated Monthly Property Taxes $ Estimated Monthly Heating Cost $ Current Interest Rate %        Mortgage Amount $ The Mortgage Amount displayed here is based on Canadian standard lending practices using a Gross Debt Service Ratio of 32% and a Total Debt Service Ratio of 40%. The Mortgage amount displayed is a total that should include any mortgage insurance premiums.